flash financial lending solutions
If you are a homeowner, there are options to help you get back on track.
Have you been turned away by the bank, credit union, or mortgage lender because of debt owed to the Canada Revenue Agency CRA? Likewise, has your bank ever declined you because you have outstanding tax returns?
SPOUSAL BUYOUT PROGRAM
When a marriage, common-law arrangement, or another significant relationship ends, the division of assets, such as a mortgage, must be considered before the relationship is completely over. Unfortunately, how a mortgage is handled in this situation isn’t always black and white. Depending on how the partners decide to agree to split the assets will determine the complexity of the situation.
NEW TO CANADA MORTGAGE
In a new country, nothing says you’ve arrived like a new home. If you’re a qualified homebuyer who has immigrated or relocated to Canada within the last 5 years, you can purchase a property with as little as 5% down.
Many banks and lenders offer mortgage options for new immigrants to Canada to help them get settled into their own home.
Living abroad, but still have a toe in Canada? Or not a permanent resident, but looking to buy? There are new federal restrictions and eligibility requirements for buying a home — get expert mortgage advice that simplifies and saves.
We love to help — we know the mortgage ins and outs to offer the best advice, while outlining your options to make the process stress-free. If there’s a program out there to help you, we have it at our fingertips.
DEBT CONSOLIDATION LOAN
It’s challenging to handle your finances when you owe multiple high-rate debts such as credit cards or loans. However, if you’re a homeowner, you may use the equity in your house to your advantage.
Debt consolidation may be a great option for you because debt payments can be set up to be consistent and predictable. You also make one lower monthly debt payment instead of many like before. Additionally, you can also save money on interest!
Are you in foreclosure?
The prospect of losing your home is a terrifying and stressful thought.
If you are in this situation, then you’ve come to the right place. At Flash Financial, our financing experts create custom-tailored solutions for every individual borrower’s needs with quick and easy approvals.
No matter what your credit situation or beacon score is, if you have equity in your property, we can help you refinance.